January 2010
      
Brought to you by First Choice Insurance      
 
Home Buyer Tax Credit Program Extended into 2010

In November 2009, President Obama signed the Worker, Homeownership, and Business Assistance Act of 2009 which included an extension of the original $8,000 first-time home buyer tax credit and also created a new, $6,500 credit for current homeowners buying a new home.  The credit is available to qualifying buyers who sign a binding sales contract on or before April 30, 2010, and close by June 30, 2010.
Read more...

 
 

Take Positive Actions to Improve Your Credit Score

When it comes to qualifying for a low interest home loan, your credit score is of vital importance.  Not only does your credit score determine which type of loan you qualify for, but it will often dictate the level of interest rate the lender is willing to offer. The first steps to obtaining optimum financing are understanding your credit report and guarding it diligently.
Read more...

Why Should You Get a Home Inspection?

If you are in the market for a new home, and are starting to narrow down your options to one particular house, then you should strongly consider getting a quality home inspection. Home inspections allow buyers to save money, ensure the safety of their potential new home, and put their minds at ease. When you have had a home inspection completed by a licensed professional, you can make a more informed decision on whether or not to purchase a house. The main reason that a home inspection should be done when buying a new home is to save the buyer money. If some major or even minor problems are found during the inspection of a home, the buyer can use this knowledge to help shave a little off of the asking price. Even a small problem like a weak spot in a floor, could potentially take $1,000 or more off of the original price of a home.
Read more...