Title V of the Gramm - Leach - Bliley Act (GLBA) and the law of the State of Massachusetts, generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLRA and the laws of this State, we are providing you with this document, which notifies you of the privacy policies and practices of Page & Lugton Insurance Agency Inc.

OUR PRIVACY POLICIES AND PRACTICES

In order to process an insurance transaction with us, you have provided personal information about yourself, some of which may be nonpublic in nature. We have a high regard for the privacy of our customers and want you to know how we handle your personal information. The following contains a description of the types of information we collect about you, and how that information is used and protected. This privacy statement describes our privacy practices for both our current and former customers.

TYPES AND SOURCES OF INFORMATION WE COLLECT ABOUT YOU

.We collect information about you, including nonpublic personal information, from the following sources:

1. Information we receive from you on your application for insuance, as well as other forms related to your insurance with us.

2. Information about your transactions with us, which may include your payment and payment history, claims history and investigation files, and policy coverages and limits.

3. Information from your insurance company(s) or former insurance company(s) agent(s) or broker(s).

4. Information we receive from governmental agencies or independent reporting agencies, which may include motor vehicle reports, claims reports and property inspections; and,

5. Information that you voluntarily provide through our website for us to provide to a company or other agency for purposes of providing a quote or application for insurance.

OUR USE OF THE INFORMATI0N WE COLLECT ABOUT YOU

We use the information we collect about you, including the nonpublic personal information, only for purposes of effecting, administering, enforcing and servicing your insurance with us. We do not disclose any nonpublic personal information about you to any affiliated or non-affiliated third parties, except as provided by law. We may provide information about you to your insurance company. We do not sell or otherwise share your information with anyone for marketing purposes.

PROTECTION OF YOUR INFORMATION

We restrict access to the nonpublic information about you to our employees, agents, and subcontractors who need this information to provide our products and services to you. Our Companies have adopted and maintain information security programs that include administrative, technical, and physical safeguards to protect the security, confidentiality and integrity of your nonpublic personal information.